We show that bank credit affects entrepreneurship, but only in low-income regions. We use a novel methodology to identify credit supply shock from regional demand shock using comprehensive data on small business loans between pairs of banks and counties in the US.…Read More
Climate change will increase extreme weather events such as floods, droughts, and storms. In addition to tragic direct consequences that include deaths and physical damage to homes and businesses, climate change threatens to suppress business investments and slow economic growth by increasing the risk associated with capital investment.…Read More
We establish the relevance of human capital to startup financing. Using administrative databases from the Central Bank of Brazil, we obtain information on private firms, their founders and their access to bank credit.…Read More
The goal of our project is to establish a measure of the physical probabilities and risk premia associated with low (zero) interest rate outcomes.…Read More
The goal of this project is to examine the relation between financial contracting and the risks stemming from climate change. …Read More
Dickson Chu, Global Head of Portfolio Management at BBVA, discusses open innovation in fintech and identifies where he thinks the most exciting fintech ecosystems are developing worldwide.…Read More
Student Lauren Gaudreau describes how a Collaborative Innovation Program team considered an ideal customer service model for a financial services company.…Read More
Robert Sears, former CEO of a BBVA subsidiary, discussed how banks can streamline organizational functions and become more customer-centric.…Read More
